Self-employed NI in plain English

Class 4 NI is the main ongoing National Insurance for most sole traders.

If you’re self-employed, you typically pay Income Tax on profits plus Class 4 NI above the relevant thresholds. Allowable expenses reduce taxable profits before those calculations.

In TaxBite

Switch Employment Type to Self-Employed/Contractor, enter profits and expenses, then calculate to see your Tax Bite with Class 4 NI included.

Calculate as self-employed →